⚠️ Does a bank account yield more than DeFi?

DeFi yields have crashed so hard they can't compete with a savings account — plus Switzerland drove 70% of crypto's $224M inflow rebound, and North Korea's 6-month espionage program is reshaping crypto security. ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Tuesday, April 7, 2026 DeFi yields are crashing so hard that they can't compete with a traditional savings account The core value proposition of decentralized finance — earn more than TradFi — is breaking down. With high-yield savings accounts paying up to 5% APY and DeFi lending rates compressing toward record lows, the risk-adjusted case for onchain yield is the weakest it's been in years. Read the full story → Markets Crypto's $224 million inflow rebound was led by mostly one country — and XRP Switzerland accounted for 70% of global crypto ETP inflows last week, with XRP products contributing more than half the total. The concentration raises questions about how broad-based the recovery really is. Read more → Security How North Korea's 6-month long secret espionage program has crypto community rethinking security The Drift exploit revealed that DeFi's real vulnerabilities may lie outside the codebase entirely. For years the industry treated security as a technical problem — better code, more audits. This incident suggests the threat model needs to expand to human-layer attacks. Read more → Consensus by CoinDesk Join CoinDesk at Consensus Miami, where agentic commerce, crypto at scale, and institutional integration are redefining the future of finance. Save 20% with the code HEADLINES Get your pass → Know someone who should be reading this? Share this newsletter See all of CoinDesk’s newsletters    CoinDesk, Inc., 61 9th Avenue, 5th Floor, New York,NY,10011,USA, Unsubscribe Manage Preferences   Copyright © 2026 CoinDesk, All rights reserved.